Financing that fits your life.
Sustainable, flexible and long-term – we develop financing solutions tailored to your situation, your goals and your future planning.
The right financing is more than the interest rate
We review your financial situation, equity, income structure and long-term plans. From this we develop a concept that remains sustainable – even when your situation changes.
Understanding situation, equity and goals
Every financing begins with a careful analysis. We look not only at the purchase price but at your entire life situation.
- Financial position and affordability
- Equity and income structure
- Long-term plans and change scenarios
- Ongoing obligations and provisions
Mortgage model and strategy
We compare mortgage types, terms and amortisation strategies – and choose the model that fits your goals.
- Financing of home ownership, new construction and construction loans
- Refinancing of existing mortgages
- Debt restructuring and optimisation
- Tax aspects and amortisation obligations
Transparent support through to closing
We coordinate the bank, collect documents and accompany you to signing – structured and without stress.
- Compilation of the required documents
- Communication with banks and partners
- Preparation and support of the closing
- Long-term support beyond the closing
Why Suisse Homes
Independent advice
We are not tied to any bank. Our recommendation is based solely on your situation.
Broad banking network
Access to offers from banks, insurers and alternative lenders.
Optimal structuring
Term, amortisation, fixed vs. variable rate – we structure intelligently for your goals.
Long-term partnership
After closing, we remain your point of contact – for renewals and adjustments.
Let's talk about your financing
Leave us the key details – we will contact you personally within 24 hours to discuss the next steps.
Financing FAQ
As a rule, at least 20 % of the purchase price – of which at least 10 % must come from your own assets (not from the pension fund). We assess your specific affordability individually.
It depends on your risk appetite, life situation and market conditions. A fixed-rate mortgage offers planning certainty, a SARON mortgage usually more favourable terms. We often recommend a tranche mix.
The initial conversation and concept development are free and non-binding. Only upon a concrete mandate do we discuss transparent terms.
When your mortgage matures, the interest environment is more favourable or your situation has changed. An early analysis 12–24 months before maturity often delivers the best terms.
From initial analysis to contract signing usually 4–8 weeks. For purchase objects, the timeframe can vary depending on the seller and bank.
Our reviews
Working with Suisse Homes was an excellent experience. Their team marketed our house professionally and found a buyer within a very short time. We are very satisfied with the result.
Suisse Homes really supported our sale. Their market expertise and staging advice helped our house sell for the best price. Thanks for the outstanding work!
Selling our apartment in Spiez with Suisse Homes was stress-free. Their team was extremely reliable and made all steps of the sales process transparent and efficient.
Suisse Homes successfully sold our house in Mäggenwil while showing a personal approach. Their commitment and support really eased the entire sales process.
The experience with Suisse Homes was always positive. Their team was attentive and took care of all the details, which led to a fast and successful sales result.
Our purchase with Suisse Homes was pleasant. Their team helped us find the perfect home and supported us in meeting our requirements. We are really happy with our decision.
Thanks to Suisse Homes, we found our dream home. Their team was patient, attentive, and guided us through the entire buying process. We couldn't be happier!
The support from Suisse Homes when buying our property was valuable. Their team was professional and really cared about our needs. Thank you for the excellent advice!
Suisse Homes helped us find the right property. Their team was knowledgeable and supported us at every step of the buying process. We are very satisfied with their service.
Our purchase with Suisse Homes was a great experience. Their team was committed and helped us explore the best options. They really simplified the buying process.
